Vol. 3 No. 3 (2025): PERFECT EDUCATION FAIRY

Articles Journal

• Fintech Adoption and Customer Loyalty in Indonesian Banking: The Mediating Role of Trust in the Perceived Benefit–Risk Trade-Off

  Ria Erika, Sugeng Lubar Prastowo, Sutarjo

  68- 79

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• Artificial Intelligence as a Catalyst for Transforming Learning in Higher Education

  Amara Achariya

  80 - 87

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• ASEAN’s Role in the Formulation of the South China Sea Code of Conduct (CoC) and Its Implications for Regional stability

  John Paul

  88 - 96

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• Legal Protection of Foreign Investors in Southeast Asia: A Comparative Analysis of Investor-State Dispute Settlement (ISDS) Mechanisms

  Anthony Oli

  97 - 102

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• Protection of Rohingya Refugees: Collective Responsibility of ASEAN Member States under International Law

  Alejandro

  103 - 109

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