Ramadhani, R. A., Dewantara, R. ., & Ruslijanto, P. A. . (2026). Reinterpretation and Development of Effective Risk Management in Indonesian Peer-to-Peer Lending. International Journal of Business, Law, and Education, 7(1), 588-597. https://doi.org/10.56442/ijble.v7i1.1445